Privacy Policy
Last updated: June 30, 2026 • KVR Insurance Broking Private Limited
At KVR Insurance, we are committed to protecting the privacy, confidentiality, and security of your personal data. We comply strictly with the Information Technology Act, 2000 and guidelines prescribed by the Insurance Regulatory and Development Authority of India (IRDAI).
1. Information We Collect
To provide policy comparison and claims assistance, we collect personal and policy information including:
- Identity and contact details: Name, mobile, email, registered address, date of birth.
- Active policy information: Policy number, sum assured, premium amount, expiry dates.
- Medical history and diagnostic reports: Collected only when submitted for health insurance claims pre-authorization.
- Financial account information: Cancelled cheques or account details to process claim reimbursements.
2. How We Use Your Information
We use your personal data strictly for:
- Generating insurance quotes and comparing premium benefits across underwriters.
- Processing digital policy renewals and forwarding transaction receipts.
- Assisting in claims processing, document validation, and coordinating with surveyors.
- Sending critical alerts (policy expirations, grace period warnings, renewal offers).
4. Security Controls & Data Retention
We hold ISO 27001 certifications. All communications are encrypted using standard TLS protocol. Data is stored in secure database nodes with restricted administrative rights. We retain policy records for a period required under IRDAI guidelines (typically 6-8 years post-termination) to support claims audits.
5. Contact Information
For queries relating to privacy or data correction, please contact our Grievance Officer: